How to Get Started

Limited funding is available on a first-come, first-served basis!  Homebuyers MUST follow the steps below:

STEP #1: Buyer completes an approved homebuyer training class and recevies a certificate. 
               
STEP #2: Buyer gets pre-approved for primary financing through an FHA-approved lender. 
               
STEP #3: Buyer finds a real estate professional.

STEP #4: Buyer, lender & real estate agent attend informational meeting at Community Development.

STEP #5:  Buyer and realtor shop for eligible property.  County Staff provide technical assistance.    

IMPORTANT:  The property must meet the NSP's definition of a "foreclosed" single family dwelling and be located in a targeted area. 

NOTE:  Applications are processed in the order received.  Complete application packets are processed first.  NSP funds are not committed until the County determines that the applicant is income-eligible, the appraisal supports the purchase price and the "final offer" (NSP form 07) is executed.

See also Requirements and Qualifications and Who to Call with Questions.